Click the link in the grey header on the Details page to access the online application form.
Fill in the form & click the Submit button when you are finished.
What We Will Do Next
Our Simple Acceptance Criteria
Your personal credit history is not a determinative factor.
We will determine if your business model & ours are compatible
Some incompabible business models:
Medical Industry where payment must come from:
Private Health Insurance Companies
Medicare or Medicade
Standard Construction Businesses, such as plumbing, electrical, drywall, etc. However,
we do provide financing to broadband and cable service providers.
You organization (corporation or limited liability company [LLC]) must be active.
Your organization must not have any of the following:
Pre-existing tax liens or judgment
UCC-1 filings perfecting another financial institution's secutity interest in
your organization's assets. But if any UCC-1 filings exist, we may still be able to work with
You have sufficient unencumbered accounts receivable (invoices) that we could
purchase and remit our advance to your lender(s) to pay off your obligation, or
The lender's are willing to subordinate (move into second place) their secutity
interest to ours.
You pay of the lender(s) yourself.
You must not have any pre-existing tax liens or judgments
We will tentatively approve your application if we are comfortable with your industry, the
information you provided about your company is correct, & the owners of your company will
receive emails taking them to the second and final step in the application process.
What Happens Next
If our simple approval criteria are satisfied, the owners of your company will receive
emails containing links that will navigate them to our Equifax page so we can confirm their
identities. Check the main Application Page for details.
The owners will authenticate (electronically sign) our factoring legal documents.